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The policy provides comprehensive insurance cover for the insurable
risks faced by care homeowners. The standard policy excess is only
£150, reducing to £50 for resident’s effects.
Buildings, contents and business
interruption
Buildings are insured on a reinstatement basis. Contents are insured
on the basis of replacement as new (except for stock in trade).
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Standard
cover includes: |
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Contents
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Goods in Transit
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Loss of Fees
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Alternative Accommodation
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Glass
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Deterioration of Frozen and
Refrigerated Food
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Failure of Electricity Gas &
Water
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Loss of Book Debts
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Loss of Money with Assault
Extension
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Employers Liability
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Public/Products Liability
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Malpractice/Treatment Risk
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24 hr Emergency Claims
Helpline
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24 hr Legal Helpline
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Legal Expenses
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Optional cover includes: |
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Buildings (Reinstatement)
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Loss of Registration
Certificate
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